Now that you’re in retirement…
“Do you need funds for high
cost living expenses, or to do the things
you’ve always wanted to do?”
(Find out how much money is hidden in
your unneeded life insurance policy)
You may have a life insurance policy that has outlived its original purpose. If so it’s probably worth more than you think.
For instance, you may have first bought the policy to protect your children. Well, those children are probably all grown up now and on their own. Or perhaps your premiums have become too much of burden.
There are many reasons why life insurance policies are no longer needed or wanted. Previously, all you could do was either let it lapse, and get nothing in return, or sell it back to the insurance company for a small amount. Now there is a much better choice…
Get more money — cash you want now
Life Settlements enable seniors to sell their unneeded or unwanted life insurance policies to a third party and get fair market value for it, instead of settling for the cash surrender value offered by the insurer. In some cases, with a Life Settlement you can get 2, 3, 4 or more times the cash surrender value of your policy.
Call now and find out if you are eligible – 727-588-1540
Whether you are senior or someone who cares for a senior person, I’m sure you have a number of questions and concerns. I’m a financial advisor with experience in Life Settlements, and I would be glad to answer any questions you may have.
If you would like to find out more about a Life Settlement and believe you might be eligible for one, call my office to set up appointment. There is no charge and no obligation. To set up a free telephone consultation, call my office at 727-588-1540.
Though Life Settlements are fairly new, the media is catching on to the valuable benefits they offer seniors:
“For people with universal-life coverage, which combines a death benefit with a savings component, the value of a policy in a life-settlement transaction is generally at least 3 times the underlying cash value of the policy…”
“Selling an unwanted policy increasingly is becoming a financial-management tool for older people who face a cash crunch, who don’t want to rely on their children for financial support or who are trying to find the money for costly long-term-care insurance.”
Jeff D. Opdyke,
“Life Insurance for Sale in a Secondary Market”
The Wall Street Journal
“The biggest beneficiaries, of course, are the policyholders themselves, who suddenly find they’re in possession of a valuable asset.”
Holman W. Jenkins Jr.,
“The Liberation of Life Insurance”
The Wall Street Journal
A Life Settlement can be a Life Changer
One of the questions I often hear about Life Settlements is: “What am I allowed to do with the money I receive from a Life Settlement?”
The answer is not only simple, it can also be a life changer.
You can do what you want with the money.
Whether it’s pay for medical care, travel, buy a home or give to children and grandchildren, what you do with the money you make in a Life Settlement is entirely up to you.
For many seniors, one of the most important things is to help family members. That’s why they name family members as beneficiaries of life insurance policies. But wouldn’t it be even better to enjoy the pleasure of seeing what your gift can do while you’re there to see it? To send a grandchild to college or help them buy a first home? A life settlement makes that gift possible.
A life settlement can make life more comfortable, enable you to get better care, or set you free to do some of the things you always dreamed of doing. Here are just some of the things a Life Settlement payment can help you pay for:
- Assisted living
- Home care
- Long term care
- Nursing home
- Better medical treatment for a variety of ailments,
including diabetes, Alzheimer’s, arthritis, osteoporosis,
macular degeneration, hearing aids, among many others.
- Retirement homes
- Retirement villages
- Home improvement
- Golf communities
- Resort communities
- Travel
- Cruise vacations
Imagine what you could do with your Life Settlement money.
Find out more with a FREE Consultation
Call 727-588-1540
